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What to do after a car accident

Category: Cars - March 25, 2009

If you are unfortunate enough to suffer an injury in a car accident then Car Accident Helpline are here to help you get back on the road. We can help you claim compensation for your injuries by offering a 100% Compensation - No Win No Fee service, meaning that you receive 100% of your compensation and pay absolutely nothing to claim.

What should I do if I am involved in an accident? If you have been involved in an accident then here are some guidelines:

Be prepared

* Keep a camera in your car
* Keep a notebook and pen/pencil in your car
* Keep your insurance details handy

Seek Medical help

Luckily the majority of accidents do not result in an injury and many are minor which are easily dealt with but you should get medical advice on your injuries. This doesn’t have to be your local A&E but could be your GP.

Assess the damage

* Take photographs of the accident or draw a sketch of what happened
* Collect details from any witnesses (name, address, telephone number, registration number, insurance details) - It is a legal requirement to give details if you are involved in an accident
* Make notes of the following as the information might come in useful later on:
o Time and date
o Weather
o Estimated speeds of vehicles
o Registration numbers, make and model of car, colour and features
o Identify the driver, owner of the vehicle and number of passengers
o Damage done to the vehicle
o Any injuries

Report the Accident

The Police will not attend a car accident if there are no injuries but it is worth reporting an accident like this anyway. If you are unable to exchange details at the scene of a car or motorbike accident then you must report the accident to the police within 24 hours. You should also inform them if anyone was injured in the crash. If a driver has refused to give information at the scene of an accident then they can be traced by the DVLA if you record a registration number.

You should also report the accident to your insurers as soon as possible as you might fail to comply with policy conditions that state to report an accident.

What NOT to do

* DO NOT drive away without stopping. It is actually a criminal offence to leave the scene without swapping details with the owner of the car or property or even to anyone else who asks for it. It is not a legal requirement to report an accident involving a wild animal, however you should report incidents involving pigs, cattle, goats, sheep, horses and dogs.
* DO NOT admit that it was your fault. Your words might end up being used against you in court, even if the other party is at fault.
* DO NOT be persuaded not to contact the police to report the incident. It could be an offence not to do so.
* DO NOT accept cash at the scene of an accident because you might find out at a later date that the damage will cost more to repair.

You can make a claim if…

* The accident happened less than 3 years ago*
* The accident was not your fault
* You have suffered injury, losses or expenses

* unless it is a claim for a child, which can be made any time up until the child reaches the age of 21. There are very few other exceptions.

So, if you’ve suffered an injury in a car accident in the last three years, contact us to find out how we can help you claim the compensation you are legally entitled to.

Call our freephone helpline 0800 0511 511 to speak to an advisor in confidence.

Or fill in our easy online claim form for a free claim assessment with no obligation.

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